Hi annie

No, trust deeds need to be individually done unless its a business partnership.

Mark

im on incapacity benefit will i be able to enter a trust deed

Hi Annie

There's too little information to properly decide what option suits. Do you have any assets, own your home etc?

Mark

Do you work annie? How about your husband?

A little more information will help us to help you.

This page provide more information about "joint trust deeds" and how they work in practice:

https://www.trust-deed.co.uk/joint-trust-deed.html

we own our home . ithink there ay be about £7-£8000 equity and my husband is self employed

Hi Annie

The guidance is that benefit income should not be used for a trust deed, however that does not stop the possibility.

There are a lot of factors which may or may not provide a joint solution and more importantly safeguard the house. A full review should certainly provide a wee bit of clarity and hopefully guide you in the right direction.

Very few things are impossible.

Mark

Hi Annie

Totally support Mark's view that a full review will allow you to assess the options available and decide on which direction to go.

Chris

thanx for the input can you recommend anyone in the hamilton or glasgow area please.

Hi Annie

There are a huge amount of firms listed on the home page or google insolvency practitioners glasgow or hamilton. Only warning is avoid middlemen companies, have a face to face meeting and ensure it is all absolutely confirmed in writing before you do anything.

Mark

Hello annie needs a gun.

Each of the firms that answers questions here (represented by Kevin, Shona, Mark and Chris) covers the areas that you mention. Plenty of other insolvency practitioner firms will do the same.

Another option might be your local CAB or Local Authority Money Advisers.

Agree with Mark regarding contributions from benefits. However as you haven an asset, a trust deed may be an option. Youneed to speak to someone, and make sure you get the deal on your house in writing.