I have 101 questions running through my head and I am currently looking at the best options to deal with my debt problem. Please could somone help me!!!

I live with my partner and we have 3 children, my partner does not know how much debt I am in (and I would like to keep it that way) is this possible with a trust deed?

I understand that all the household income would be taken into account would that mean that my partner would end up paying for my debt or would he be left with his share of whats left after the bills are paid?

I currently have about 26k owing 22k to Lloydstb in the form of 2 loans, a credit card and overdraft facility. 4k is a credit card with virgin.

Total household income is around ?ú3200 (?ú1900 of which is my income) and Expenses are approx ?ú2100 that not paying anything towards any of the debt. I am currently paying minimum payments of ?ú780 per month towards my debts this covers my loans and interest only on my credit cards. My partner also has some debt but is managing it ok. Would this mean that the total spare household income would be ?ú1100 or would my partners half (?ú550) not be taken into account when working out how much i could afford to pay back?

Please, please could someone offer me some advice on this, there is a possibility that my hours at work may be cut next year and I am getting really worried about this.

Thanks