After being in a TD which lasted about 20 years - well it felt like it!!! I was discharged back in October 2011, although Trustees weren't discharged till sometime after this, I had a look at a credit report this morning. Delighted to note that the one default which was remaining seems to have dropped off and everything shows satisfied or settled. Even the TD itself has now dropped off - it just crossed my mind that it was due about now as this was the 6 years mark. I still only have a 2/5 on the credit rating but it was 1/5 so some improvement 🙂 Its just great to see that things are finally starting to return to normal and can maybe try and get mortgage sorted now......