Also I have just completed my first income & expenditure which I didn’t expect and I am worried I have completed incorrectly.

Should I wait for my trustee to contact me to confirm the outcome or do I contact them to advise I may have completed it incorrectly? 

It was so confusing if I am honest & when I applied for my trustee I had a third party company help me complete this.

I am just panicking as it’s my first one I’ve competed & worried my payments are going to increase to an unaffordable amount

Thanks 

Morning Nicola.

In answer to your fist question, once you have made your 4 years of income contributions then the remaining sum for the car can be paid as quickly as you wish.  You should then be able to be discharged as soon as that is paid.

It's hard to answer your second question without understanding why you feel you have completed the review incorrectly.  Probably worth contacting your trustee to check this if it is worrying you.  Your contributions should only change if your circumstances have changed since you signed up.  Unless your income has increased or expenditure decreased then you shouldn't have to fear any increase in your payments.  Do you have your initial paperwork showing the figures that were used initially? - this can be helpful to refer to when completing the review.

Morning 

Thank you for confirming after I’ve paid my 4 year income contributions I am able to make a one off payment to clear the remaining balance so I can settle sooner this makes me happy 😃 

I am worrying as although my income has increased slightly my expenditure has increased so my monthly payments are currently £130 but based on my new income & expenditure I have less left over for my contribution so works out £109 left over. I was only able to take pictures of a bank statement for this month as I wasn’t able to upload the pdf bank statement & the trustee app would only allow me to upload 5 photos.

I am just hoping this information is going to be sufficient. I’m probably worrying over nothing. 

if for any reason my payments were to go up and I couldn’t afford them do I need to just let my trustee know 

thanks 

As you say, you're probably worrying over nothing.  It's understandable though, as this is all new to you.  If the Trustee comes back saying your payment is going up then there will be a chance to query this and make your case about your increased costs.

Thank you for your help