Hi there LMC89

I don't have an answer to your question but I would hope your new expenditure will be considered as I know how much it costs to bring up twins as a single parent, nappies and milk alone cost a fortune without all the other things needed.

I would expect once the babies are here if you are only receiving SMP you would be entitled to tax credits and also child benefit which should help.
You can go online to the tax credits calculator to check this out.

I hope everything works out for you and all the best for the future [:)]

Congratulations LMC89 and welcome to the forum.

I think that it's important that you try to work through how your income and expenditure will be affected with the arrival of your twins and the reduction in your earned income. Mummy2twins makes some good suggestions about how to go about this.

You'll then need to contact your trust deed firm to discuss with them what will happen from here.

In simple terms you cannot pay over money that you do not have, and it seems unlikely that a trust deed contribution will be manageable if you are receiving SMP and have two extra family members to feed and clothe?

Let us know what you find when you work through the numbers if you like and we'll share some more thoughts and feedback with you.

There would usually be a certain amount of flexibility available in a trust deed to accommodate changing circumstances. Hopefully when you discuss it with your trustee this will be the case.

might be worth approaching the Trustee sooner rather than later given that I would expect there will be extra expenditure in the approach to the birth as well as after the event.

Furthermore it is always better to be fore-warned about the options rather than dealing with after the event.

Chris

Thank you all for your replies! I have contacted my Trustee and will let you know how I get on.

congratulations from me.

Do you have any kids already? Going from none to 2 would be a challenge and a half. Any family near you to help out?

Paul