Hi Sharon

I think Experien and a couple of other offer 30 days free, although i'm not sure if there are terms and conditions applied to this.

Mark

Thanks mark - I think with experien because I had the 30 day free trail not entitled to it now. Will try googling and see can get one

Hi sharon21.

When we looked into it we thought that the CreditExpert service from Experian was the best for the purpose of clearing up a credit file.

There's a free trial widely available (including via the link below) but it isn't cheap after that period if you choose not to (or forget to) cancel it.

More information at:

Link Updated 2020 - https://www.trust-deed.co.uk/repair-your-credit-rating.html

I think we were writing at the same time!

Might be worth looking at whether Equifax or CallCredit are offering free trials. I'd be surprised if they weren't.

Thanks TDA. Try to go onto Experien but because I had free trial years ago want £15 a month :(. Will try the other one you have suggested. Thanks

Hi Sharon

I just signed into noodle and it showed my credit rating on the opening page.

Mark

Yeah it show me credit rating 1 out of 5, was looking for credit score or is that same thing? Sorry if sounding silly here

Hi Sharon21,

I used both Experian and Equifax back in April of this year and found the Experian one to be the most user friendly and best in my opinion.

Experian provided my credit score for free of charge within their free 30 day trial. As you have used this already I think you would have to pay for their service.

Equifax was good but within their free service it didn't give me my credit score. I had to pay £5 for this which I didn't do as Experian had given me it for free.

Thanks David - maybe just leave it to I am out of TD then for credit score and stick with noodle. Although noodle dont have all credit history.

CreditExpert (Experian) came out top in the Which study for completeness of information when we were researching our credit file page. Completeness and being up-to-date are obviously pretty important if you're trying to get your file in shape after a trust deed.

I wouldn't worry about the "credit score" aspect of this too much. In general terms it means relatively little and isn't used by lenders as far as we're aware. We've heard from people with very high credit scores that haven't been accepted for credit and vice versa.

Thanks for all your advice 🙂

I just tried registering for noodle and apparently thy are not able to identify me during the registration process - tried twice but it didn't work.