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Credit card companies

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(@nemo1)
Estimable Member
Joined: 13 years ago
Posts: 161
Topic starter  

How come ever since I signed my TD I've had numerous offers of the same credit card?? A Capital 1 one? With a big emphasis on already being pre-approved and all I need to complete is the paperwork? They really shouldn't be allowed to prey on people like this. Every other week I get the same envelope through my door.

That's my rant for the day!


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Hi Nemo1.

I bet if you read the small print you're not pre-approved in the true sense of the phrase!

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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(@plasticdaft)
Noble Member
Joined: 16 years ago
Posts: 1594
 

I used to get sent loan offers galore all pre approved.

Bin!!!

Paul

Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.


   
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(@nemo1)
Estimable Member
Joined: 13 years ago
Posts: 161
Topic starter  

Oh they're definitely in the bin!! Idiots!


   
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(@nemo1)
Estimable Member
Joined: 13 years ago
Posts: 161
Topic starter  

I mean the company sending them are idiots... Not you guys replying!!


   
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(@wikikee)
Estimable Member
Joined: 15 years ago
Posts: 172
 

Today I got a text telling me I'd been approved for a ยฃ 5,000 payday loan ๐Ÿ™‚


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

What a generous offer WIKIKEE!

And pay them back ยฃ6000 next Tuesday?

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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(@nemo1)
Estimable Member
Joined: 13 years ago
Posts: 161
Topic starter  

Ha!!!


   
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(@boys1211)
Estimable Member
Joined: 15 years ago
Posts: 144
 

I actually find these kind of things highly amusing when they come through the door !!!

I think to myself.....if only you knew, then I promptly rip them into pieces !!! [;)][;)]


   
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(@got-deep)
New Member
Joined: 13 years ago
Posts: 3
 

I also get these in the post..so for revenge i rip all the forms and leaflets up into tiny peices and post it back to them in THEIR pre-paid envelope...that way they PAY for the priviledge of getting their junk back. hahaha


   
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(@payback)
Active Member
Joined: 13 years ago
Posts: 19
 

What a great idea.


   
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 fifi
(@fifi)
Eminent Member
Joined: 13 years ago
Posts: 43
 

Il need to try that one. I think the government should step in and ban pay day loans it's shocking considering the present climate that these are available to people.

f lancaster


   
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(@plasticdaft)
Noble Member
Joined: 16 years ago
Posts: 1594
 

quote:


Originally posted by got in to deep

I also get these in the post..so for revenge i rip all the forms and leaflets up into tiny peices and post it back to them in THEIR pre-paid envelope...that way they PAY for the priviledge of getting their junk back. hahaha


I used to send worse than that back to provident!!

But don't try this at home please!!!

Paul

Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.


   
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Shona Maxwell
(@shona-maxwell)
Honorable Member
Joined: 14 years ago
Posts: 634
 

I could not agree more fifi, I feel they prey on vulnerable people.

Shona is not currently posting in the Trust-Deed.co.uk forum.


   
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(@plasticdaft)
Noble Member
Joined: 16 years ago
Posts: 1594
 

Payday lenders have improved and without them many people would be unable to spread the costs of Xmas etc. What about firms like brighthouse charging ludicrous amounts for household items on pay weekly credit???

Don't think I am defending payday loan firms because the way they target people isn't great but the big banks are just as bad. I was up to my 15k limit on a tsb platinum card and they still kept sending me 5 credit card cheques every 6 weeks trying to get me to spend even more!!!

Paul

Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.


   
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