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CCJ

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(@gresgow)
Estimable Member
Joined: 15 years ago
Posts: 172
Topic starter  

Hi

Just logged onto Clearscore and saw that CCJ from 2015 now showing as discharged: undefined. Anyone know what this means?


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Hi gresgow.

I believe this may signify that a CCJ (or its equivalent) remains active.

I'm afraid I'm not 100% certain though.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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(@gresgow)
Estimable Member
Joined: 15 years ago
Posts: 172
Topic starter  

Thanks for that - a bit misleading if that is the case and quite pointless.


   
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Kevin Mapstone
(@kevin-mapstone)
Member Admin
Joined: 16 years ago
Posts: 4253
 

I think it probably means that you had a court judgement registered but that the debt it pertained to is now no longer owed. However, I am not sure either. Best query it with the credit reference agency, I think.

Scottish Debt Solutions Expert - Ask me for help setting up a Scottish Trust Deed or Debt Arrangement Scheme plan.


   
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(@gresgow)
Estimable Member
Joined: 15 years ago
Posts: 172
Topic starter  

I do think the debt is repaid. I have contacted the credit agency and asked for an explanation. On Credit Karma it still shows as active.


   
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