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Topic starter
18/03/2013 10:28 pm
Being the lovely girlfriend that I am and obviously with the beloved's birthday coming up, I decided to order him the top that he had been admiring.
Duly went on the website, added said top to my basket and went to checkout. Filled in all my personal details and waited for the form to input card details.... Shock horror "congratulations your application for an account has been accepted" popped up - so I now have a catalogue account with 15 months left on my TD!!!
After I fell off my chair, and managed to pick up my debit card after it slipped out my sweaty hands, I paid for the top so my account shows nil!
Really shocked that I got credit so now need to close down the account lol.
On a brighter note, my temporary job has become permanent - yay!!!! [:D]
18/03/2013 11:03 pm
I'd be tempted to keep it open as long as your not leaving a balance it will be good for your credit files.
Well done on the job front.
Paul
Trust deed completed Jan 2012,Trustee discharge Nov 2012.
A new dawn.
19/03/2013 9:23 am
Congratulations NES, it must feel great to know that the clock is no longer ticking on your job.
Scottish Debt Solutions Expert - Ask me for help setting up a Scottish Trust Deed or Debt Arrangement Scheme plan.
Topic starter
20/03/2013 1:09 pm
Ah ha!
I went on to check when the top was despatching - I no longer have a catalogue account!!! When I called to find out why this had happened the lovely words credit score came up!
[:p]
20/03/2013 3:52 pm
Hmmmm. Doesn't sound as though the initial application/acceptance stage is really quite how it is presented.
Perhaps that should be made a little clearer?
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
20/03/2013 4:09 pm
Funny you mention this, I just logged into my next account (not part of my TD as I didn't owe anything on it) and I now have a £300 credit limit, rather than the 0 that I had last time I checked.
Don't intend to use it but it's a bit odd that it's there!
21/03/2013 9:56 am
Next put a block on my account because of my Trust Deed despite always paying my bill in full on time
