29 months and coun...
 
Notifications
Clear all

29 months and counting .

17 Posts
7 Users
0 Reactions
6,389 Views
(@pinalta)
Reputable Member
Joined: 13 years ago
Posts: 315
Topic starter  

Greetings all , yes I am still alive and kicking .
On the 26th the IPA investigation committee will meet with a view to starting a tribunal against (content removed by site admin).

Given his very obvious delaying tactics , such AS giving information at the very last minute and claiming documents went missing in the legal ;post system (cough , tracking bar codes etc ) it has been a very emotional and frustrating journey to get to this point, in my opinion the IPA investigation committee is not fit to draw a wage. The constant lack of information and updates are all meant to hinder the complainant and information in regard to findings has always been kept from me , any information given has been harder to extract than a air bubble from a crabs arse at 100 phantoms .

Shortly my home of 49 years will be taken from me due to various lenders wanting me to be discharged for 3 years , even though I pay the mortgage and have always done so and never had a missed or late payment .

I should have been discharged in 2009 , instead I was kept in a trust deed to extract fees and abused with various legal bovine waste all with the aim of breaking me ,and treating me like a golden goose .

There is documented proof I was lied to , and the cash in the trust deed did not add up when you told me my offer of composition could not be done under the terms of my trust deed , even though you done the same for some one else who took out a trust deed in 2006 .

Given that you have had 83 fee reductions out of 87 audits by the AIB in Scotland in two years ,which would have been 87 from 87 if you had not been discharged , and amounting to over 144 thousand ,the AIB reduced your fees by 14 thousand in my case , are you sponsored by Teflon ?. How can you get away for charging for work never done or needed ? false accounting on a huge scale.

So in short what you could not rob me of within the trust deed is now been taken from me due to my discharge date , the IPA have stated they can not change the outcome of my trust dead or my discharge date . all in all you have stolen from me my beloved home , which my parents busted a gut to give me , I hope I die before you so I can haunt you , and be the first to see you at the pearly gates , you will answer before me, before anything else that I swear , pray to your god that we never meet .


   
Quote
TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Hi pinalta.

I've just anonymized a small part of the text at the start of your post. I apologise to you for doing so, trust that you'll understand the reasons why I have done so, and thank you for very significantly having voluntarily done the same yourself in the way that you originally wrote your post.

Beyond what I've written to you previously, it's very difficult to find words to respond to such a difficult situation for you, and also to the quite movingly heartfelt words that you have written.

Most importantly, as you have written, you're alive and kicking.

From a personal perspective, I'm glad that you're alive and kicking. I don't want that to change.

There's loads of brilliant people who read and contribute to this forum. I hope a few of them might also extend to you whatever sense of support and/or solidarity that a forum like this can offer to you.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
ReplyQuote
(@tinsoldier)
Honorable Member
Joined: 14 years ago
Posts: 634
 

Pinalta, what a harrowing post. As TDA says, your are alive and kicking and by God that's what matters above all.

I really don't have the words to give you any comfort, other than to say I sympathise and to a great extend empathise with your situation. It looks as though you have been treated disgracefully here.


   
ReplyQuote
David Tannock
(@david-tannock)
Famed Member
Joined: 12 years ago
Posts: 2581
 

Hi pinalta,

I've followed your situation with great interest on the forum.

I'm shocked to learn that someone in our industry from what you have told us has had their fees audited 87 times by the AIB and out of that 83 fee reductions amounting to over ยฃ144,000. I find that incredible. Also, the fact that it's taken so long for action to be taken by the IPA.

As TDA and tinsoldier have said, the main thing is you are hear and alive and kicking.

I wish you the best of luck for the future and hope at some point you are able to put this behind you.

David is not currently posting in the Trust-Deed.co.uk forum


   
ReplyQuote
(@firewalker)
Reputable Member
Joined: 13 years ago
Posts: 440
 

Hello Pinalta

I felt upset, frustration, anger and an astounding sense of unfairness and injustice when I read your post today.

I truly do not know what to say. You have fought with everything you have. I do hope that you feel some sense of justice after the meeting on 26th. I am hoping that perhaps the outcome of that meeting could be used with those who are seeking to take your home.

It would seem so unfair that a wrong cannot be righted and that is a difficult thing for anyone to get their head around.

There comes a point (or several points) in our lives when we are forced to ask "Can I do anything about it". If the answer is yes then continue to do what you can. If the answer is no, it is about finding a way to manage your thoughts and perspective to allow you to live with it.

You have been immersed in this for years. It has consumed your life. The transition to a new normality is to come, and of course you need to look to the future. A phoenix is said to rise from the ashes. Who knows what your phoenix will be. I think with your determination, it could be a great one!

Please let us know the outcome of your meeting.

Thoughts are with you.


   
ReplyQuote
 CIF
(@cif)
Reputable Member
Joined: 12 years ago
Posts: 228
 

Pinalta,

Really sorry to hear this. Have also read some of your previous posts.

Not sure if you have considered approaching the media - it may be be a powerful ally in the circumstances.


   
ReplyQuote
(@pinalta)
Reputable Member
Joined: 13 years ago
Posts: 315
Topic starter  

Thank you to all who have posted and most of all for your support .
I wish I was not so bitter or angry about the situation , but this has consumed me 24/7 since 2006 , I must admit to myself that I am a functioning alcoholic with severe depression and at times suicidal thoughts .

God knows what drives me to continue fighting when the easy thing would be to give up , given the immense shame that overcomes me on a daily basis about losing the home that my parents worked so hard for , thankfully both my parents are dead and can not see the disgrace that I have bestowed to them .

Regarding AIB audits there are many more cases of fee reductions but the AIB did not keep detailed records for the time period , and the fee reductions were from 2012 to 2014 under the freedom of information act , further searches would cost more than the ยฃ500 limit , as each case would be looked at on a individual basis , hence the cost .

TONYD posted here with similar problems with the same trustee and also made a complaint to the IPA ,but I do not know how he has fared .

During a very heated telephone call to the IPA , they let slip that the delay was due to the sheer number of complaints against my trustee I am glad I record all calls to them .

He is still very active and I see his name on a regular basis in the metro , how can he still be able to act as a trustee given the evidence built up against him ?.

The AIB and the IPA need a good kick up the arse , rather than just a slapped wrist for allowing this to happen , the IPA is beyond its use by date the AIB is not much better , if I was not a ancestor of Snorri Stulrason who was a great Icelandic law giver and sage writer , I would be rotting in the soil to my eternal shame . Far better to have a good name than great riches .


   
ReplyQuote
(@tinsoldier)
Honorable Member
Joined: 14 years ago
Posts: 634
 

I wonder if this trustee should be named so others can avoid and not be drawn into a situation like Pinalta's?


   
ReplyQuote
TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Hi tinsoldier.

There are many review websites available upon which people can share feedback about firms they've used that others can then review.

That's not really what this forum is for. It's user-focussed. We provide information, we sometimes offer advice, and often we simply provide a safe place where people can think out loud and get some feedback (or support) that might be valuable to them.

Behind the scenes we operate an editorial policy and procedure. We can't stop people from writing things, but users agree that we retain the right to edit posts if we see fit to.

Why is that?

Sometimes it's to protect the user. You're responsible for anything you write here.

Sometimes it's to protect us.

Sometimes it's to protect a third party who is unlikely to feel able to exercise their right to reply here and who may have a view of the same situation that is utterly different to that of the poster.

Sometimes it's because it just feels like the right thing to do.

In this instance, for a number of reasons, we would remove identifying information from this thread and we'd warn people not to write it (for their own benefit).

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
ReplyQuote
(@tinsoldier)
Honorable Member
Joined: 14 years ago
Posts: 634
 

Fair enough TDA - thanks for advising.

Hope Pinalta gets some closure soon - if we can all help on here all the better.


   
ReplyQuote
TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Pinalta,

It must have taken a lot of courage to write about what you're experiencing at the moment. I'd sensed you were suffering a lot. You have my support.

I hope you've shared how you are feeling with some people around you?

I hope you've also sought medical support in respect of the distress and thoughts about harming yourself that you're experiencing? It's treatable - nothing to be ashamed of - no different to any other kind of illness that all of us experience from time to time.

Addiction is no different. Treatable - people out there who want to help and support.

You may well have taken steps in respect of some or all of these things already. If you haven't - please will you?

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
ReplyQuote
(@tinsoldier)
Honorable Member
Joined: 14 years ago
Posts: 634
 

I would echo what TDA said Pinalta. I would recommend talking to someone like breathing space, who can offer great advice or even just a sympathetic ear.

God only knows how much this has taken out of you since 2006, but you seem to me to have a bit of fight in you; use that as a positive force and get out the other side of this with the correct help and support.

We all need carried now and again.


   
ReplyQuote
(@firewalker)
Reputable Member
Joined: 13 years ago
Posts: 440
 

All very good supportive advice Pinalta.

I read something the other day, (something I sent to someone I know who has just been admitted to residential rehab for alcohol and substance abuse. Also suffering from depression).

"The life in front of you, is far more important than the life behind you".

He said it struck a cord with him when he saw it and realized I cared enough to send it. He, too, felt shame, and had withdrawn. He thought he could manage it on his own and now realizes he cannot.

We become emotionally attached to programmed expectations of our lives. It depends on what experiences and programming we have had how we deal with things.

Please seek help and support, and work towards making the life in front of you something better than the past 9 years. The rest is in the past and is gone. Only you can do what is needed.

Please take with you the fact that people here do care and want the best for you.


   
ReplyQuote
(@tinsoldier)
Honorable Member
Joined: 14 years ago
Posts: 634
 

Lovely post Firewalker.

Although Pinalta's health and well-being remain paramount here, those who have contributed to his harrowing experience must be held accountable in this case.


   
ReplyQuote
(@pinalta)
Reputable Member
Joined: 13 years ago
Posts: 315
Topic starter  

Investigation committee meeting today , but I do not have much faith in them, will be watching the price of white wash as its sure to be a good indicator .

Even if they start a tribunal god knows how long that will take or what the outcome would be . House undergoing a valuation report on Thursday so not much more to say.[V]


   
ReplyQuote
Page 1 / 2
Share: