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Hi All Just looking at RavenClaw"s template. So is it a simple cut n paste whats there, filling in the appropriate dates? Ive not spoke to the ICO....

Thanks for the speedy reply. I will contact them with my relevant information and ask them to rectify their records. Many thanks!

Interesting information,i checked my credit report a few days ago to see that i have defaulted payments from a trust deed creditor.Its been over 6 yea...