Last seen: Dec 4, 2023
Hi Landys2018, You still have the option to take your case to the Financial Ombudsman, if you don't agree with the company's decision. I have a si...
Thanks Kevin, Much appreciated.
Congratulations Tracy121. I'm glad you've eventually got this sorted. Good luck in the future with getting on the property ladder.
Hi Kevin, Should I query this with our Trustee, since we were only discharged in November 2020. I have already sent copies of Form 7 (for both pa...
Thanks for your reply TDA and Kevin, so is Form 7 the relevant certificate of Discharge for Sequestration?
Hi Tracy121, Have you tried raising a dispute with the credit reference agencies, and maybe contact the company you contacted to enquire about taki...
Hi Billyboy We were in a Sequestration from November 2019 to November 2020, although we're still contributing for 4 years depending on our circumstan...
Hi Mikey If the overpayment arose because DWP overpaid you, and not something you've not declared etc, then it's usually written off as a departmenta...
Hi Cif, When we entered our Sequestration, we had 2 current accounts (one with Santander, and one with M & S) and we also had a savings account with ...
Thanks again TDA. I will start contacting the companies we had CC & Loans with, to have our credit file updated. Sorry, another question, which may...
Thanks for reply TDA. What I'm probably unsure about, is would they be marked satisfied or partially satisfied after our year has ended, or at the en...
Thanks for the reassurance SunnyM. How many years did you defer your State Pension?
Thanks for everyone's help on this.