Trust Deed Forum

TDA (Debt Adviser)
TDA (Debt Adviser)
@tda-debt-adviser
Illustrious Member
Joined: Feb 23, 2009
Topics: 68 / Replies: 13524
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RE: Mortgage 5 years after PTD Discharged

Welcome to the forum Maia261. As Kevin said, anything that goes onto your credit file stays there for six years. The trust deeds should have droppe...

12 years ago
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RE: Property Maintenance

Hi Domino99. I think this is a real issue, whether you're in a trust deed or whether you're just living on a very tight budget with limited surplus...

12 years ago
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RE: Vanquis

Hi upstream. Every lender will score you differently and use different acceptance criteria. That's not to say that the computer might not say no...

12 years ago
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RE: Finished myTrust Deed- and selling my house

There is no set timescale Daisy Mey. It seems to vary between firms. Your trustee is probably in a position to discharge you before all of the PPI ...

12 years ago
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RE: Finished myTrust Deed- and selling my house

Hello Daisy Mey and welcome to the forum. Once you have completed your responsibilities to your trust deed it should not normally take more than a ...

12 years ago
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RE: Final payment

By the way... if the amount that you'll need to borrow for your possible new home is no higher (than your current home) you may want to look into whet...

12 years ago
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RE: Final payment

Good for you Luckysnoop, and congratulations. There is no formal amount of time after a trust deed finishes before you can remortgage. It will d...

12 years ago
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RE: Trust Deed

Hi dt3005. I'm afraid that the trustee may not accept an early settlement. I assume that the money handed over is equivalent to the expected remain...

12 years ago
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RE: Credit whilst in TD

Hi Cody. They probably wouldn't look at your score at all. The "score" you're given is an estimate of how they think a lender might view your ap...

12 years ago
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RE: Minimum monthly payment into a trust deed

Hi Pinkveggie. We'd be guessing why you have been told that. As Kevin says though, there is no set minimum and we often help people to set up trust...

12 years ago
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RE: Worried sick

Hi Pinkveggie. A home in negative equity wouldn't normally be an issue in bankruptcy; it's a great shame that your employment might stand in the wa...

12 years ago
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RE: IPA timescale

I don't know the answer pinalta. Hopefully someone else might.

12 years ago
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RE: Protected ?

Don't worry about letters if your trust deed is protected mel79. Definitely nothing about your case on the online register of insolvencies? Have...

12 years ago
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RE: Worried sick

It's not hopeless at all Pinkveggie. There's always a way to sort it out. Your trust deed payment should be based upon affordability. If your incom...

12 years ago
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RE: Worried sick

Welcome to the forum Pinkveggie. I'm sorry to hear that you're feeling so down about all of this. Your health and wellbeing are the most important ...

12 years ago
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