Trust Deed Forum
Welcome to the forum shark01. You should report the change in your circumstances to your trustee. Failing to do so could store up bother for you la...
Hi WIKIKEE. It sounds like that creditor has reported this update to the credit reference agencies. Perhaps their file isn't up to date with the...
That's very interesting merjorymose. Generally, at Trust-Deed.co.uk, we can easily spot marketing spam and people breaking the forum rules they've ...
Hi golf20. I believe that it's a year after your trustee is discharged I'm afraid.
Hi golf20. This is one of those situations which, although things don't seem quite right, should make no difference whatsoever to you. Your task...
Hi juliet. That's great to hear. You must be very relieved? Thank you for your kind words about the site. I'm pretty sure a windfall would be yo...
I thought it would be, thanks for clearing that up. I cannot imagine any lender doing that now, even if a few were turning a blind eye to this sort...
That certainly would have been an option BLUETHUNDER. Presumably you would still have carried on paying the mortgage for the house until it was sol...
Hello saccoman1974. The technical answer is that you're not out of your trust deed until you have been formally discharged. You'll be sent a "Form ...
Are people getting mortgages at 22 times their salary? Or is this what they'd need in order to get onto the property ladder there, but which is uno...
Hi BLUETHUNDER. I think that "estimate" is probably the key word here. The estimate was based upon 50% of the assessed equity at the time, and the ...
Hello janette and welcome. Was your car listed as an asset in your trust deed? How much do you expect it would sell for? Why are you looking ...
Welcome to the forum minimalambition. Anything that goes on your credit file goes away after six years. The trust deed will have vanished on yours ...
Just shows you!! Glad it worked out upstream.
I think that the experience of individual lenders comes into this a lot. They analyse their past lending decisions to draw conclusions about which fac...