The DAS is a great tool for some people, but the AiB were not happy with it's uptake when it was introduced in 2004, and have been making changes ever...
HI As TDA says, without a meeting it is hard to give advice as we dont have all the facts. Having said that, with that level of debt, I would think...
I would forward the letters to the firm involved. This is simply so they can make sure that the creditors have received their mail, and will stop pest...
Hi, I would not suggest that you stop paying, as that can backfire on you. A lot of Trust Deed companies read the posts on the forum, so it may be ...
You certainly are going in well prepared . Good references and a guarantor will be an advantage.
Hi As a sole trader all your debts are included in the trust deed, and that is the end of them . They can. It resurrected at a later stage. As Mark s...
Glad you feel better by chatting on the forum about your situation.Take your time to get it sorted, and have a face to face meeting with someone. Chin...
Hi It is always difficult to decide. The main thing is for you to feel comfortable with the firm you pick. It is not great to be 'running down' but t...
Hi kick8eee! Regardless of which option you choose, you should be left with some money for incidentals/extras. As Kevin said, you really need to sit ...
I would think you may find it difficult to get more finance, given the current climate. I have never heard of anything before regarding trust deed pay...
Hi and welcome to the forum, There are certain criteria a trust deed should meet in order for it to be become protected, such as giving a minimum div...
Have you thought of Sequestration, it may be even cheaper for you?
it's ok, we have nothing to hide [:)]
I can only speak for my firm, but normal practice is that half would go to your trustee, and you get to keep half. If the trustee takes it all, why wo...