Hi The Instructor & welcome I agree with TDA. I can't understand why you can't remain a sole trader, I have a couple of driving instructors who are...
Hi balamb Can I ask why your payments were reduced, as that should have a bearing on if your Trust Deed should be extended. Even if it is, you sho...
Hi Poorboy I agree with TDA. If your circumstances change through no fault of your own, you should not be penalised. A Trust Deed has flexibilty, ...
Hi Poorboy As TDA says, if you have offered an extra £200pm, and then you have more disposable income later. the Trustee can ask for that in additi...
Hi Brooklyn As Porcupine says, you have to pay the debts in full, plus 8% interest, in addition to your Trustees fees. If you have not been in it t...
Hi Kerry i have had a couple of clients were in the same position as you, and it is the governing body who can cause a problem. Neither had a prob...
hi no1mum, and welcome to the forum, as TDA said not all companies charge a fee now, but i dont suppose that helps you. I would welcome the others ...
Hi Seekinganswers I agree with everything TDA says regarding your equity. Houses are so important, and the advice always given by the forum is to m...
Hi Worriedme, and again welcome to the Forum. As TDA says, I would think it may depend on how much you pay per month for the caravan, as to whether...
Hi ArgyllWolf I would agree with TDA. Your Trust Deed will go on your credit file at the start of the Trust Deed. All defaults etc should be dated fr...
Hi fastdeeds, welcome to the forum. I am fairly new to the forum myself, as I just came on when my coleague went on maternity leave. It is really inte...
Hi Me2011 I would agree with everything TDA has said. Unfortunately, the days of re-mortgaging whilst in a Trust Deed are pretty much over. With re...
Hi Chopper and welcome, We had a question earlier regarding a similar matter. Although creditors are given a proposed dividend at the beginning of ...
Hi SkintAlly I didn't mean to alarm you! When your bank account is frozen simply because you are insolvent, it means you can't access the funds wit...