Hi New news is good news when it comes to a Trust Deed. Iam sure you will be fine.
sorry goneunder, I know this is not what you want to hear, but the Trustee has a duty to realise assets for the benefit of your creditors, with that i...
Hi dm29 I would agree with TDA. If you have not paid the £500 by the date said, or by the end of the TD, then the Trustee can have the property rev...
Hi Ashley86 As TDA says we are not experts in this field, and your local CAN or Authority is more likely to be able to give yout the neccessary lea...
As you already know, you will not receive any of the PPI money, but that does not mean you cannot ask how much was refunded. Just as your Trustee.
Hi snuf_88 The Debtors Scotland Act has a list of essential items that cannot be taken from you. These include almost all everyday items in your ho...
Hi Gillianr2 i agree with TDA - if your Trustee is ok with it, then NRAM cannot stop the shortfall being included in your husband's Trust Deed, as ...
Hi Sammy20 I am sorry to hear of your change in circumstances. Bankruptcy may be a better option, and you do not automatically lose your house. In ...
It could be, but theer are also different ways of running your bankruptcy; whether you choose an IP or use the Accountant in Bankruptcy. Your choice w...
Hi snuf-88 You do seem to be in a bit of a dilema. You have a lot of circumstances which are about to change, a new baby, an uncertain relationship...
Hi runrig66 As Kevin says, after 6 years your Trust Deed will drop off your credit file. I have heard folk metion that you can have it changed to s...
Hi Lorrainek - it is difficult to know whether to get the valuation now or at the end, it depends if you think prices will drop further. However, i...
Hi prenticebaby I have spoke with you since this post, but just to confitm for others that a partner is liable for any joint debts, however that is...
Hi Thanks prenticebaby for your kind words.....blushing already. It was lovely to meet you, and I was delighted to be able to help.
It's great to see everyone's posts on this topic, it proves that the Trust Deed has served its purpose, and you are able to move on. It is good for al...