Hi There is no prblem with borrowing from a friend, so long as you can still make your contributions, as well as paying your friend back. You ca...
Hi JM2011 As TDA says, you have to know exactly what you would be paying per month to make a fair comparison. The problem with a Trust Deed is that...
Hi Fred I agree with Kevin - your Trustee is being very unreasonable. Things happen in life that you cannot predict, and a Trust Deed is meant to h...
Hi Sherlock Thanks for sharing such useful useful information. I am a firm supporter of credit unions as I think they are a great form of lending f...
As Kevin says, anything is negotiable. The fact that it is just for over Christmas makes it easier as it will not be regular extra income. Hopefully y...
As TDA says, don't rely on internet valuations they are very unreliable. You can get a drive-by valuation for £65, and you will have credibilty to bar...
Hi tompie1980 I would agree with TDA - you should get a 2nd opinion on the value of your home, it is the only way to reduce the equity they require...
Hi deid How lucky to get a tax rebate without even asking for it!! Hopefully your good luck will continue, and your Trustee will agree a split as M...
Hi Spider I am not an expert on credit files, but this must have been very akward for you. I can understand why your son was mistaken for you, but ...
Hi SHerlock As TDA & Kevin say, all income will be looked at. This is so that the Trustee can get a realistic view of your disposable income.
Hi smoothoperator Funds are usually paid out at the end of the Trust Deed. Occassionally, some firms pay dividends before that, but usually only if...
Hi lee1974 I am not too familiar with Credit Trust, but they certainly don't stand out as a known objector. try not too worry.
Hi stresshead You are already making progress by speaking to an adviser from your council. I am sure they will be avble to help you. Good luck with...
Hi No More Credit I am glad that you are thinking twice about signing with a 'sales' firm. Trust Deeds are a great option for people, but you have ...
Good luck runrig66!!