Hi The 5 week period for objections is now up, and it sounds like no creditors have objected. It is now too late for them to object, however your T...
Hi that is correct, and some firms may decide it is not worth claimimg the VAT back. However, some of the big debt recovery firms are already askin...
Hi Once yout Trust Deed is protected, it means creditors cannot take further action against you to recover the debts. All of the duties required by...
there is a lot to take in, which is why you should never feel rushed into anything. Take your time, until you feel ready. Glad you are enjoying the fo...
It certainly does!! Well done and enjoy your new financial freedom.
Hi Pamjo As said, the valuation is normally instrucyed by the IP. Although we do not charge the £500, I cannot belive that anyone would charge £500...
Hi stavros As TDA says, if there is no equity in the house, then it is on no interest to the Trustee or your creditors. You will be able to stay in...
Hi Bert the fact that you don't owe your employer any money is certainly in your favour. It may be worth speaking to human resources, and getting s...
Hi kaytee As TDA says, you have finished your Trust Deed, so well done. Yes it is hard, but hopefully it has given you the fresh start you needed. ...
Hi the problem is that some people will not feel strong enough not to pay, and may continue to repay the debt without their Trustee knowing. The CU...
Hi dondon I can feel your anxiety through your post. Can I just say, that i agree with Kevin - you will probably be sequestrated, but I would not e...
Hi Although this ruling gives the Trustee the right to go back 4 years, as Mark says,it will not affect any of you, as it will not delay any discha...
Hi dls & Bert Welcome to the forum both of you. dls, your feelings are perfectly natural. Trust Deeds are a great tool for dealing with debt, bu...
Hi Pam I am so pleased the valuation came in low, and you do not have a problem with the equity....so long as you get it in writing. Make sure they...
Good point TDA.