Hi Lizzie, if you have no assets then a Trust Deed should be quite straight forward. Your Income & Expenditure would be assessed, and it is likely tha...
Hi Tompie1980 You seeemed to have done all the right things. If your Trustee still insists on more equity, the you could always try going to the A...
Hi bigj75 Wow, you are having a hard time! I cannot understanmd why your Trust Deed is for 4 years if you have no assets. If the payments are killi...
Hi Lizzy and welcome to the Forum We are all entitled to have a outburst at some point! Being skint is never easy, especially at Christmas. Hopeful...
Hi Scappa04 Please do not sign anything if you are unsure of the payments, or you will find yourself in just as big a mess. It is unlikely you will...
Hi BouncingBack TDA is correct, this is up to the Trustee. The creditors are no worse off because of the lump sum, and the Trustee would advise the...
congratulations gemgem, hope it's a good feeling!!
Hi protected mode The bank will not have been told about your TD by Tenon, all the banks look at the Edinburgh Gazette to ckeck if any of their cus...
The changes will make things better for most people in debt. It will put an end to the dispute on increasing equity, which is good. Local Authorities ...
Hi Pamjo As TDA says, your income should be worked out as an average over a period of time. The difficult thing for you, is saving money on the 'go...
Hi newsm it would really depend on who the car belongs to. The Registered Keeper is not always the owner of the car. If the car was bought by your ...
Hi Mac That is very disappointing for you. If your TD was signed after April 2008, there should be no delay for your discharge, even if they are de...
Hi Indebt999 I know it is a stressful time, but I am sure it will be fine.Hang in there, it won't be long now.
Hi AlphaB, talk to your Trustee, they are the only one who can give you a decision on this. I would hope they are sympathetic to your cause.