Shona Maxwell
Shona Maxwell
@shona-maxwell
Honorable Member
Joined: Jun 16, 2011
Topics: 10 / Replies: 624
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RE: Car advice

I have to admit, I would stick to a Hire Purchase agreement, then at least you own the car at the end, rather than a PCP-where you need a balloon paym...

13 years ago
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RE: Mortgage

You need to speak to your own trustee. It may be possible to continue your contributions to 'buy-out' the equity, depending on how much equity there i...

13 years ago
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RE: Wilson Andrews - help!!

I hope you will feel less stressed now.[:)]

13 years ago
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RE: Contents Insurance

I believe that Direct Line is quite good if you are bankrupt, one of the people I helped with bankruptcy used them. Give them a try, and let us know h...

13 years ago
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RE: Overdraft

Hi Steve, yes it depends on if te overdraft existed at the time you signed your trust deed. All debt at that time is included, and any debt incurred a...

13 years ago
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RE: Provider want my original v5 doc & insurance cert

This is quite normal. Most Trustees will ask for the v5. Does the document you mention regarding your car,relate to you making sure you keep your car ...

13 years ago
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RE: Scottish government's proposed trust deed reforms

They are very likely to come into force, although people will be lobbying against them i am sure. Any changes are planned for 2013/2014. Good that y...

13 years ago
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RE: Property disposal while in Bankrupsy

Hi, yes basically the decision is yours, unless you stop paying the mortgage and it is repossessed first.

13 years ago
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RE: Scottish government's proposed trust deed reforms

Yes, trust deeds may last a long time if things go their way! You have to ask why they are changing trust deeds, when they are based on criteria set...

13 years ago
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RE: Monthly payment increase

If you cut back on shopping, that, is to your credit. No one will ask for tesco receipts, so of you are cutting back, you should reap the benefits. It...

13 years ago
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RE: house sale discharged trust deed

This shouldn't cause a problem, as Mark says its probably the solicitor being cautious.

13 years ago
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RE: Partners income

Yes her income will be taken not account. The household expenditure will be apportioned between you according to your income, this in turn will leave ...

13 years ago
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RE: temporary freeze on trust deed payments

If you pay all of the extra pay you get in March to your trustee, how do you plan to live for the following 4 weeks? Contact your trustee, who can the...

13 years ago
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RE: ?ú500 payment to protect equity in property

Hi, I have to agree with Mark. There is no need to pay the £500 as some firms will agree not to revalue your home, without having to pay this sum. Ma...

13 years ago
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RE: Loan v's HP

I would speak to your trustee first of all. It may be that there is not a problem with the car at all, depending on the value of the car purchased. A ...

13 years ago
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