Gosh, this just gets worse and worse. Your house would not be 'cleared.' In fact the Debtor's Scotland Act states items which cannot be removed in Seq...
Welcome to the forum. Well done on getting this far, and hats off to you for never missing a payment. I can't see why your discharge should be delayed...
Hi Reidy1982 The others are right, you have been poorly advised. When they said you earned £10 over the LILA limit, they should not have included y...
You may not have saved since you were 12, but it is never too late to start again. Savings help not only with unexpected expenses, but with treats for...
Hi prenticebaby Thanks for your kind words, I am glad your Trust Deed is helping you. Hope you had a great Christmas, your wee one is just a perfec...
Hi Seany Boy Creditors have to complete a claim form and submit proof of the claim in order for the Trustee to adjudicate on any claims. You say th...
Hi I would agree with TDA- If less time is spent administering your Trust Deed, then the fees should be less in theory. In reality, most of the tim...
Hi Paul I am not aware of any checks made just to save with a credit union, and credit unions are a agreaty way to borrow cheaply for the future. I...
It's great to hear you all sounding so positive about your finances. It may be a hard lesson to learn, but great that Trust Deeds have brought so many...
Hi Pamjo I am not an expert on credit files, but in many cases for bankruptcy there is no dividend to creditors, so I don't know whether a file cou...
Hi sallymilne, i can see why you are so upset, the whole idea was to try and keep yout home. However, the Trustee has an obligation to realie the e...
Hi kwill141980 Well done to you. As plasticdaft says, the lines of communication must be open at all times, to make things easier for everyone. I ...
Hi Paul, the Reigister of Insolvencies is a public register, so anyone can have a look at it. Glad you managed to get onto the site ok. It is great...
It is not the idea of introducers that is wrong, it is just some of the practices. If you use this website as an introducer, or citizens advice burea...