Paul is correct, not all PPI was mis-sold. The claims are only for the mis-selling, so if you are quite happy with the PPI sold to you, tell the Trust...
Hi Graham It is unlikely you will be able to move to a different mortgage lender, although you may get a deal with your current lender. The standar...
Hi Yes, Trustees are accepting 'reasonable' offers. Trustees don't want to sell someoone's home if there is an other alternative. There is always r...
Hi topc4t, welcome to the forum, I am not an expert on PPI, but I think if it is in your name only, then the Trustee will be able to keep it. It is...
Hi Barclays Bank will open an account post bankruptcy. The account is fantastic, but you don't get on-line banking for the first year. Tell them yo...
Well done pammy1969, hopefully your feelings will be an inspiration to others. It is good to share experiences, and let folk know that the feeling of ...
Hi ccfmj I think you need to stand your ground here. As said, your circumstances have changed outwith your control, so you should not be penalised....
Hi Nicola It is shame you thought you were so close to the end when the goal-post seems to have changed. the terms would have to have been agreed a...
WEll done, and good luck.
Hi remlas do you feel your payments were set too high? Why did you not manage the payments/ I would suggest you have a face-to face meeting, where ...
Hi Jannie It looks like Sequestration may be the best option for you, and you can get a Certificate for Sequestration from Money Advisers or Insolv...
Hi I know it seems unfair, but the money is seen as an asset which you have aquired during your trust deed. Unfortunately, it doesn't matter that i...
Hi hamstrung it will be clearer when you answer Mark;'s question, but I don't see it being a problem. The Trustee is still lokking at any equity, o...
Hi billbaillie Please be very careful. I had a client before Christmas who came to me after having a visit from this firm. She had no assets and wa...
Hi Elaine Yes any payment after 3 yeas will got towards the equity, and reduce the amount you have left to pay. You ahve to loo at how you will get...