Shona Maxwell
Shona Maxwell
@shona-maxwell
Honorable Member
Joined: Jun 16, 2011
Topics: 10 / Replies: 624
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RE: First survey result

Any changes that are made, will only apply to new trust deeds signed after the changes are implemented. Those already in trust deeds will still have t...

13 years ago
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RE: what company to go for

Just make sure that you have everything in writing before you sign anything.that way there can be no nasty surprises. As Mark said, you need details ...

13 years ago
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RE: Final payment at end of Trust Deed

The rules regarding cars changed on 15 November 2010. Prior to that date ,cars were exempt if they were valued at £1000 or less at the date of signing...

13 years ago
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RE: credit card

I would agree with Kevin. It would be better to use the funds that you would have used for making loan payments- it doesn't"t look as bad for you. If ...

13 years ago
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RE: Trust deed

Best practice is that equity is dealt with at the start. If your equity is as little as you say, it shouldn't cause too much of a problem though.

13 years ago
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RE: Survey

There will never be a perfect system, but in my opinion, most people who have been in a trust deed, are pretty good at budgeting by the end of it. Th...

13 years ago
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RE: Doing it by the rules?

Bottom line is, they should be doing it by the rules anyway- that is what the legislation is the legislation is there for!!

13 years ago
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RE: IP /Trustee

The only thing I would add to Chris's reply is that once you send your application away, it is a fairly quick process, with the award normally being ...

13 years ago
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RE: equity based 3 years ago

Yes you can request another valuation, but as Mark said, makers it is a surveyor they will accept. If the value has gone down, you are in a better bar...

13 years ago
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RE: Dental Costs

If your household income is going to change, then you should have your contribution reassessed. The trustee may allow you t miss a payment in order to...

13 years ago
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RE: Is a trust deed for me?

If you do it Kevin's way, your interest would stop right away, hich would be good. You could also ask creditors to go for a full and final settlement...

13 years ago
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RE: Ex Partner Trust Deed

Can you ask your ex what arrangements were made with his trustee regarding the joint property? If not, you could always approach his trustee yourself ...

13 years ago
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RE: Credit card companies

I could not agree more fifi, I feel they prey on vulnerable people.

13 years ago
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RE: Guarantor

Not sure on this one. I will be really interested to hear the outcome. Sorry not to have be able to give much advice, but I think it's best left to a...

13 years ago
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RE: Query

Hi, I would agree that it is unlikely for you to be able to run 2 trust deeds for £180pm, but things may be different afteryou speak to an adviser. Th...

13 years ago
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