Hi Foss, you probably shouldn't be making payments if your sole income is benefits, however, there should not be a problem with getting that in writin...
no competition, Emmerdale evry time [:)][:X]
Hi SandyF If you hsve no assets, then the Trust Deed has been extended to cover fees and provide creditors with a specific dividend. As Mark says, ...
Congratulations to The Forum, that is remarkable achievement. I cannot remember the early days, as I only joined the Forum last year, but I hope to be...
Hi mrs mac As TDA says, you can ask to take your husband's name off the account if the bank will allow it, they can be a bit fussy about this though....
sorry mrs Mac, but not sure of any company who would lend in the current climate, when your credit file is not good. Hopefully some of the other folk ...
I would suggest extending the term to allow you to pay up the equity yourself. How long this will take will depnd on how much you are paying every mon...
Hi Headwire I know you were looking for people who have been in trust deeds to answer you, but in the meantime I just thought i would let you know ...
I think it would not be a problem if there was a good reason. Any missed payments may well have to made up at the end - depending on the reason. It is...
Hi, yes you do need to have at least one joint debt for DAS, and your overdraft would count as that. It would be difficult for your wife to do anythin...
Most Trust Deeds do becoe protected. However, if there was a problem, yout Trustee would come back to you and the creditors to see if the stumbling bl...
Good news [:)]
Welcome erin7775 Glad your mortgage arrears are in hand, but is there any equity? this could make a difference to which option is the best for you....
It is great to hear so many positive remarks. Most Trust Deeds actually run without problem, and benefit people so much. Well done to you both.
Hi, not so quick, but I would agree with Kevin - any shortfall will fall into the Trust Deed. You should speak to your Trustee to see if they will ext...