Shona Maxwell
Shona Maxwell
@shona-maxwell
Honorable Member
Joined: Jun 16, 2011
Topics: 10 / Replies: 624
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RE: Credit Fix me

Hi Marie As said, we have a good idea of what creditors will accept before putting the proposal forward. In the off chance that it failed to be pro...

14 years ago
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RE: releasing equity

Hi Just to let people kow that the Mortgage to Rent Scheme will possibly be used less in insolvency since the chage of rules regarding equity came ...

14 years ago
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RE: Third Party Contributions

Hi As long as the Trustee in not 'out of pocket' I dont see why you have to pay it all up front. If your trust deeds fails, you dont have to go int...

14 years ago
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RE: Possible Trust Deed

Hi Anne910 I thik you have made a wise move. You should never be rushed into signing anything, everyoe eeds time to think and take all the informat...

14 years ago
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RE: trust deed extension

Hi, Yes i think you should be careful about your lump sum- Do not take it unless you are discharged.

14 years ago
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RE: review of expenses

Hi Pureskint, You should explain to your Trustee that the 'interest only'is a temporary measure and the reason why. It may have been better to speak t...

14 years ago
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RE: Extension

Most trustees do try to be flexible, selling a house in the current climate is best avoided. You have to make it a realistic offer which you can susta...

14 years ago
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RE: equity

I am sure it will be fine. Don't panic.

14 years ago
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RE: last payment made what happens next

Hi If they knew you had someome in the household from the start, and agreed to allow the 50/50 split, then there should not be a problem. They are pr...

14 years ago
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RE: Title of another house

Hi I would agree that the asset cannot be ignored by your trustee, however, as Kevin said, the Trustee can go to the creditors and advise them of t...

14 years ago
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RE: equity

Hi You may still be asked for paperwork, and they may ask about the gambling, but I can't see it being a big issue for them as you are so near the ...

14 years ago
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RE: car and trust deed

Yes, I would agree with TDA, ask them for a copy of the small print...along with a magnifying glass! While they are at it, can they check the maths, a...

14 years ago
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RE: Equity Release Aspect

Sadly, re-mortgaging has been a problem for several years now. Since late 2008, people should not have been getting told that re-mortgaging was easy -...

14 years ago
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RE: A message for Plasticdaft

Hi, having been away for a few days, returning to this thread has made me laugh. There are some great suggestions, but I can understand why you would ...

14 years ago
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RE: Questions re. timescales / TD payments in advance

Hi redguard, A trust deed should not take this long to set up, unless you are the one wanting the delay. You most certainly should not be making paym...

14 years ago
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