Sharon Toal
@sharon-toal
Estimable Member
Joined: May 22, 2018
Topics: 0 / Replies: 143
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RE: Query re Discharged TD

ShezMcQ Creditors are unfortunately not the best in updating records. I would recommend contacting the original creditor and also the debt colle...

7 years ago
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RE: Heritage costs at the end of a PTD

Hi Jimuc This sounds like a nominal payment that the trustee is looking for in situations where the property is over secured - this means the mortg...

7 years ago
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RE: Mond hearing

Morning Many old sequestrations were being reopened to distribute PPI as sequestrations. A trust deed is governed by trust law as well as the bankr...

7 years ago
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RE: DAS Complete

Hi Bluerobin Not sure regarding payment distributer but I would have thought it would have been sent within 30 days. I would perhaps give them a c...

7 years ago
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RE: DAS Complete

Morning When a DAS is complete, it is the payments distributor that will notify the DAS Administrator, the continuing money advisor , the client an...

7 years ago
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RE: Halifax Mortgage after TD

Chillypink Sorry to hear about the Scotwest mortgage application. Not sure about Halifax - have you considered speaking to a financial advisor -...

7 years ago
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RE: Child Tax Credits

When your income is assessed, all income including benefits is included to work out your level of disposable income however the trustee is unable to t...

7 years ago
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RE: Am I right in saying ..

I haven't read too much into the appeal but the original Mond action was to conclude whether a creditor has the right to set off the debt when a trust...

7 years ago
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RE: Question and PPI and Trustdeed Debt?

Wildchild I am not sure I get what you are saying ? If the creditor has sent the funds to the client post discharge then the former trustee will...

7 years ago
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RE: Question and PPI and Trustdeed Debt?

Not to confuse matters Wildchild - however there has been a similar argument whether a sequestration can be reopened by a trustee. There is the mec...

7 years ago
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RE: Question and PPI and Trustdeed Debt?

Wildchild - the deadline for PPI is Aug 2019. Passing legislation takes a long time and involves consultation, debate , parliamentary scrutiny , deba...

7 years ago
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RE: Question and PPI and Trustdeed Debt?

PPI is a rather complex matter. It is highly unlikely legislation will be passed regarding PPI as the current legislation covers the general area o...

7 years ago
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RE: TRUST DEED service charge

Marshaller You can ask for an audit of fees to the Accountant in Bankruptcy at any time although in the first instance perhaps it may be worthwhile...

7 years ago
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RE: Scotwest Mortgage

Hi Chilly Not a query I can help with - hopefully someone else will be able to assist.

7 years ago
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