plasticdaft
@plasticdaft
Noble Member
Joined: Mar 3, 2009
Topics: 9 / Replies: 1585
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RE: Money Advice Elgin

The protection offered by sequestration and trust deeds is helpful if thats the chosen route to sorting yourself out. Good luck. Paul

11 years ago
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RE: Its been 6 years... well nearly 🙂

Given theres not much difference between signing date and protected date use either and see how you get on. Paul

11 years ago
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RE: Almost there!

Do you have a note of how many payments were required? If you are unsure just ask your td company. Well done for getting through the trust deed. Pa...

11 years ago
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RE: Struggling

Rant away. I remember many months of tesco beans on toast for tea when things were tight. It is worth it in the end though. Paul

11 years ago
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RE: confused

Call your trustee and ask. Its often a case of if you hear nothing all is well. Paul

11 years ago
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RE: Credit rating after trust deed.

I'm still sitting at 600 or 2/5 with noddle and all that remains is one default I'm struggling to shake off! I was a 3/5 but changing bank account rec...

11 years ago
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RE: Credit rating after trust deed.

Any insolvency event still on file will hamper your chances of gaining mainstream credit anywhere regardless of your score! Paul

11 years ago
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RE: back into mainstream credit

We made 42 payments and the last was jan 2012. Since then we have both taken on vanquis cards to boost our ratings. Wifes files are nice and clear and...

11 years ago
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RE: Coming to the end! Advice please?!

quote:Originally posted by Trust Deed Assistant [br]Hi anotherbubble. I don't claim to be an expert about credit records, but I don't think the pu...

11 years ago
Topic
Replies: 2
Views: 2158
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RE: credit file 6 years after Trust Deed

Good post. My credit file is almost all clear so the debt has been dealt with and I'm certainly in a better place now than I have been in years. Pa...

11 years ago
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RE: Scottish Insolvency Statistics

I assume no figures exist for jumping from td/das to sequestration?

11 years ago
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RE: Scottish Insolvency Statistics

DAS cases revoked meaning they started but did not complete?

11 years ago
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RE: Noddle

I think noddle is great for free. I also pay £4-99 a month for my annualcreditreport. It too is decent. Paul

11 years ago
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RE: Scottish Insolvency Statistics

Does the bankruptcy figure hint that people are controlling their own destiny by going BR rather than it being forced on them? Paul

11 years ago
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