Trust Deed Forum

Very decent tool the vanquis card. Online management and text updates for balances and payments due. Nice green ticks on my credit files.

Fantastic news and I know just what you mean about lessons learned! ! Paul

They may try and offset it against any debt they wrote off but worth trying as long as you dont use a ppi chasing company who will snaffle 30%. Pau...

I have stuck on tsb standard variable rate for about 3 years now. I cant get cheaper. Good luck. Paul

The trust deed will still be on file until 2015 but no reason not to sort out the default dates now. Have you spoken to anyone about changing the ...

The date of defaults makes a huge difference if your td drops off after 6 years and defaults have been put on 3 years after the td started your credit...

Great news. Paul

The other agency to check is call credit. Along with equifax and experian all 3 may hold varying information about you so check all 3. Paul

Great stuff. Glad to help. Paul

If its a joint loan he would likely be entitled to half any ppi reclaim. I take it he didn't have a trust deed. Paul

good thinking,can you send it directly to gillian TDA,dont want a nice lady like Sandra getting spammed although her email address is well known aroun...

no probs,my early morning eyes are good. Wouldnt have found it later at night!!!! Paul

Always worth shopping around a little but often doesnt happen as you just want to get help and jump at the 1st offer!! They sound like a decent eno...

contact (email address removed) a very helpful lady indeed who sorted out a couple of my defaults within days of asking(egg debts that got transfer...

I will be driving past his door later today. I can give him a knock if you like!!! Paul