Trust Deed Forum

Vanquis appears easiest to get. I got one as did my wife ,but she was refused a luma card which she had applied for 1st. Paul

Credit will be hard to get for 6 years from when the trust deed started. Paul

Gimme a K!

You can contact them if you like. Have they looked at ppi claims yet? Paul

Great news. Always best to declare extra earnings and let your trustee decide (better still to make sure its clear from the start). Only 1 payment ...

Do you have a contract mobile just now? Staying with the same provider increases the chances of success as no credit check is needed. Paul

My credit limit is now £2000. Pity they dont lower the apr at the same rate they up your limit!! Still used sparingly and paid off ASAP. Paul

I bet there's nothing in writing! Poor show from your trustee I'm afraid. Paul

Her income (including from benefits) would be used to ensure she pays her share of household expenses. She shouldnt be paying anything towards your d...

If its your trust deed and he inherits then no he wouldnt have to pay anything. Is he in a trust deed?? Paul

I meant people who have gone to creditors directly and been successful in arranging interest to be frozen and a payment plan and had offers from credi...

Great news. Another journey so very nearly over. Enjoy your new debt freedom. Paul

Some individuals appear to be offered a reduction when dealing directly with creditors after a few years. Paul

Great news. Paul

I have never been near any co-op branch in the 5 years of having an account!!! Paul