pingpong
@pingpong
Estimable Member
Joined: Jul 31, 2012
Topics: 3 / Replies: 125
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RE: Halifax Mortgage after TD

Did you get any feedback from Scotwest?

7 years ago
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RE: Questions about the 6 year bad credit

Yes Phoenix IFS Maverick, that's not right (at least not in my case). As long as your credit files have been cleaned up you will be considered by ...

7 years ago
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RE: Final Payment/Discharge letter

I don't think they can take the statutory amount. and with regards to the rest it may well be negotiable.

7 years ago
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RE: Questions about the 6 year bad credit

The FA advice you were given was wrong and given that I would steer clear as they dont understand your position so are not best placed to help you for...

7 years ago
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RE: Removing Details from Edinbugh Gazette?

Just an update, the level 2 escalation has not been objected yet, they have now raised the complaint with the National Archive, once the have made a d...

7 years ago
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RE: Removing Details from Edinbugh Gazette?

That's what I am anticipating and my argument would be that the legal obligation no longer exists (for new cases at least), and a personal insolvency ...

7 years ago
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RE: Removing Details from Edinbugh Gazette?

Thanks TDA and Kevin. I am not really concerned about my entry but if i can learn and share something from the process it might help others. My ...

7 years ago
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RE: Credit

Melt down, must be the weather! All is not lost have you tried a credit union this is from the Glasgow Credit Union. "I have had previous credit is...

7 years ago
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RE: Credit

And here is a different High street lender. Eligibility questions If you answer yes to any of the questions below, unfortunately we will decline t...

7 years ago
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RE: Credit

Example from one High Street Bank "The Credit History question should be answered as โ€˜Yes' if any customer has had a Bankruptcy / IVA / Debt Manage...

7 years ago
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RE: Credit

I depends on the lender however, in my experience in the last few years they either want you to be discharged and 6 years from the date you started yo...

7 years ago
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RE: 6 years later

Regarding car finance, it might be worth giving it a try you might be alright the worst that can happen is you will be declined in which case it sound...

7 years ago
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RE: Credit

You also need to make sure your old accounts are recorded correctly as this may have an impact even if they are closed, you will struggle to get anyth...

7 years ago
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RE: Removing Details from Edinbugh Gazette?

I am going to ask them to remove or redact my entry. I will let you guys know how I get on with it.

7 years ago
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RE: Removing Details from Edinbugh Gazette?

The requirement to publish in the Gazette was revoked along with the Protected Trust Deeds (Scotland) Regulations 2008 so maybe you can ask to have it...

7 years ago
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