Last seen: Jul 31, 2023
Well done Jroger As David stated, there is a lapse in when you are discharged and when te trustee is discharged. You would have received a Form ...
Well done in taking the first step in reaching out for help and advice. Your experience will resonate with many forum members. As TDA suggests ,...
Morning This does sound like a question for your trustee. No doubt when the bank sell the property there will be a shortfall and this will incre...
Morning We are now seeing more and more HP vehicles being uplifted as part of an insolvency process. The main secured creditors are Volkswagen, San...
Fab news! Glad David was able to assist. Sounds like all the information has been presented in order for you to make an informed decision. P
Hi Sunny this sounds like an honest mistake rather than an intentional one. As TDA has advised, give your trustee a call and explain the positio...
Morning Helloyellow Unless you are financially linked to the two family members (joint loans or overdraft) then there is no reason for them being t...
Hi Jay23todd Bear with me - your question is quite technical. Section 167 of the BSA 2016 stipulates that for the Trust Deed to achieve Protecte...
hi Stock565 There is no short answer to this and I will try and keep this brief as possible. A claim for pain and suffering (solatium) is a pers...
NSJ33L Just to reiterate TDA - do not panic at this stage and contact your trustee's office. In assessing your level of disposable income, bonus...
1985 As TDA advised all debt that was incurred prior to the date of sequestration is automatically included. P
Hi SM21 Sorry to hear about your experience. If the debt has been passed over to a sheriff officer then that means the creditor is looking to en...
Morning Paris1975 I would contact the firm and ask to lodge a data breach complaint. The firm would need to contact their own GDPR officer and if ...
This is quite an interesting judgement however, this was brought into case law under a corporate insolvency. Whether this will apply to personal insol...