Paul McDougall
Paul McDougall
@paul-mcdougall
Moderator
Member
Joined: Jul 16, 2019
Last seen: Jul 31, 2023
Topics: 1 / Replies: 163
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RE: Trust Deed affect my partner

Moring Martin44 I agree there is nothing stopping your wife obtaining a loan for a car albeit, it will be subject to credit approval. P

4 years ago
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RE: reached the end

Morning Lilone That is fantastic and just in time for Christmas. You should be really proud of this achievement and thank you for sharing your sto...

4 years ago
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RE: Separation.

Morning I agree TDA, a transfer prior to discharge is not a good idea and will formally require a conveyancing exercise to transfer title and in th...

4 years ago
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RE: Public register

Morning 1985 TDA is correct, it will be removed after one year of the Trustee's discharge. p

4 years ago
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RE: Help Inheritance

Beefybrown If you wish to reach out for some advice over the phone then please hit the contact me button and I will be able to call you and provide...

4 years ago
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RE: Can I take out a mobile phone contract

Hi there Cuddlezuk That not technically true In terms of Section 51(14) or 54 (4) of the Bankruptcy (Scotland) Act 2016: You are unable to ta...

4 years ago
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RE: Help Inheritance

I agree with Kevin although I would edge of the side of caution. Your right of the claim comes into effect on the date of death not when you receive t...

4 years ago
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RE: Looking for some advice

Thanks for sharing your story Jimmi - its always to hear positive stories about debt solutions. All the best for the future. p

4 years ago
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RE: Tax rebate

Hi Adam One other point worth noting - if you owe any funds to HMRC then they may exercise set off before remitting the funds meaning they deduct a...

4 years ago
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RE: Furlough reduced payment

Morning Samara You should run this past your Trustee to ascertain how they will treat this issue. Technically, you are required to pay a minimum o...

4 years ago
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RE: Trust deed protected.... I am on benefits now

Please keep us posted as your situation is very common.

4 years ago
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RE: TD ending in 6 months

That's fantastic news about your discharge. Well done !!! Mortgage lending is complicated and based on a number of variables such as deposit, affor...

4 years ago
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RE: Trust deed protected.... I am on benefits now

Morning AS TDA has advised, the Trustee is unable to take payments from benefits. Your Trustee will explore options and will ask whether a third...

4 years ago
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RE: 2 years in....

Afternoon Usually the Trustee will review the case either 6 months or 12 months. The assets are conveyed to the trustee meaning you would be una...

4 years ago
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