Mark McFadyen
Mark McFadyen
@mark-mcfadyen
Famed Member
Joined: Feb 6, 2009
Topics: 60 / Replies: 4737
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RE: Joint Trust Deed

The joint option is available in DAS. This allows you to combine all debts from both parties under one formal proposal and pay the debts in full over ...

10 years ago
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RE: cashing in pension

Probably good advice. It doesn't fall under the aquirenda rule, so in theory any entitlement does not stop with your discharge, only on the trustee's ...

10 years ago
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RE: Ppi cheque being taken by insolvency practitioners

Hi Pascal12 No, it only means that if you wish, you can be represented at court and object to the Trust Deed being reopened. You should email th...

10 years ago
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RE: Trust Deed / PPI

Ah! It was a trust deed converted to a sequestration. The debtor's discharge is automatic after 12 months in sequestration which would explain: Fi...

10 years ago
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RE: Mortgage Worries

It's certainly an interesting one as the inhibition would have no effect whatsoever on a post inhibition purchase, even if this was still registered w...

10 years ago
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RE: Trust Deed / PPI

Hi Iains Sis The key point is to make sure the Trustee has been discharged. If not then the funds will go to the Trustee. If the Trustee has been...

10 years ago
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RE: AIB fee reductions

Hi Andrew If your trustee has been discharged, then legally they have no authority to receive your cheque, never mind bank it. Mark

10 years ago
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RE: AIB fee reductions

No problem, Pinalta. It's certainly been an interesting journey. Interesting wasn't, of course, my first choice of word to use!! Be good to hear ...

10 years ago
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RE: Secret viewer

Great post. Looking at the numbers in the 'read' part of each post shows there may be a lot more people reading the forum without contributing. Al...

10 years ago
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RE: AIB fee reductions

Averaging an hourly charge this would work out at overcharging in the region of 828 hours! Interesting to hear the result of the IPA review. Mar...

10 years ago
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RE: Ppi cheque being taken by insolvency practitioners

I think TDA is correct, probably be good to have something in writing from the AIB to provide to the bank. I don't think the response from the bank...

10 years ago
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RE: AIB fee reductions

Hi Pinalta I'll start. None in 28 years. Mark

10 years ago
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RE: Sequestration/House sale

Hi Gresgow No, just in a different time zone, although probably equally as sad! The forum is my antidote from joining Facebook!!! Mark

10 years ago
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RE: Sequestration/House sale

The trustee has an obligation to achieve the maximum prices as mentioned by TDA, so normal process would be to instruct an estate agent to market the ...

10 years ago
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RE: Have I been discharged but never told?

I'm still at a loss as to why it took a year to register it as protected. If a creditor objected, it can normally be resolved in a week or so. Mark

10 years ago
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