Mark McFadyen
Mark McFadyen
@mark-mcfadyen
Famed Member
Joined: Feb 6, 2009
Topics: 60 / Replies: 4737
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RE: 1st time in 5 yrs not used visa card for Xmas!!

Hi David I think we all eventually become our Dad. God forbid! I'm continually moaning about the state of music to my daughter, then asked her ...

12 years ago
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RE: 1st time in 5 yrs not used visa card for Xmas!!

Hi Buz It may have been a rant, but it was a very good and informative rant. Mark

12 years ago
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RE: tax owed prior to TD being signed

Hi luby The easiest way to look at things would be that any debt owed as at the date of the signing of the Trust Deed will rank as a claim in the T...

12 years ago
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RE: children's accounts?

There was an interesting thing in the news yesterday about Lloyds being fined £28m by the FCA for putting pressure on staff to sell to customers. One ...

12 years ago
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RE: 1st time in 5 yrs not used visa card for Xmas!!

Hi cal What a great post. It must be a difficult time generally, but especially with teenagers. I used to joke about my daughter, that when she w...

12 years ago
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RE: Mortgages

Oops! 3 seconds

12 years ago
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RE: Mortgages

Hi TDA Looks like we've done it again, except you pressed the submit button 2 seconds later. Mark

12 years ago
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RE: Mortgages

Hi Paul I think you are right. The bigger the deposit, the smaller the exposure to re lender, although as history tells us, their criteria for lend...

12 years ago
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RE: 1st time in 5 yrs not used visa card for Xmas!!

Hi Louise What a great post. Christmas is a particularly difficult time of year for 2 reasons. Firstly the pressure to buy gifts and also the time ...

12 years ago
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RE: Old Bank Account and TD

Hi Derek No problem. The figures on the statement of affairs are always best guestimates, but we received claim forms with the final figures, so i...

12 years ago
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RE: Mortgages

Hi Jackie I'm not sure, but I have another meeting (coffee!) and will get more details. Generally he thought there was an easing on lending. ma...

12 years ago
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RE: Old Bank Account and TD

Hi Derek No, it will form a claim and the calculation of that claim will be taken as at the date you signed. They will clear any charges after tha...

12 years ago
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RE: Prepay Mastercard

I rarely try to generalise in statements ( honest ) but one general statement would be to avoid payday loans at all costs. Excuse the pun! Mark

12 years ago
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RE: Current TD and new debt

It's difficult to answer without full details, however firstly we don't have bailiffs in Scotland. Any assets at the time of the trust deed would vest...

12 years ago
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RE: Creditors Meeting

Hi Derek Yes, it's an acceptance by default if there is no response. Mark

12 years ago
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