Hi CIF I see where they are coming from, but it was not a change in legislation, just process. It used to be that the formal date of discharge cou...
As mentioned above, this is something only your Trustee will be able to deal with. It may be that Vanquis agree a reduced amount and possibly the Tru...
Hi CIF Probably best to ask exact what their closing process is, letter by letter. Mark
Hi CIF Probably not, but it doesn't make sense to be honest. Your discharge papers need to be sent to you in Form 5 and a copy to the AIB. Reg 19...
Hi CIF Did you sign after 2008? If so I'm not sure what paperwork they are referring to as the discharge of an individual involves them sending you...
I've found creditors to be ok with this on the basis of the stuff mentioned earlier. Generally if you do not have the car, then getting to work will ...
Hi Pinalta I have to say it is the most bizarre case I have ever dealt with in 26 years. It will be interesting to see the result of the IPA inv...
Hi Neverendingstory My guess is you should contact them directly for an update. Assuming all payments have been received, the Trustee will be able...
Hi iainvr4 It's certainly a strange one, particularly if they are stating that it was due to a change in legislation. If you signed the Trust Deed...
Hi FF36 If you are are in a Trust Deed, then the Trustee would be responsible for pursuing this. Even if you were to investigate this, any funds w...
It would be interesting to see if anyone on the forum has had any success in obtaining a mortgage while in a trust deed or after they have been discha...
There will always be a settling period for these things, however I'm sure the administration of the Trust Deed has carried on as normal. In Trust D...
If it was sent through the Xmas period, I would guess there may be a short delay, however in my experience it's normally around a week or so. You c...
Hi TDA It is a strange one, however I am guessing that it was designed to be a general catch all rule, re inability to pay third party/agents fees ...
No problem. Glad to help. Mark