Mark McFadyen
Mark McFadyen
@mark-mcfadyen
Famed Member
Joined: Feb 6, 2009
Topics: 60 / Replies: 4737
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RE: Debt Awareness Week

It's something that appears to have been rolled out across the media over the last few days as I heard something similar on BBC Scotland. DAS was d...

12 years ago
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RE: LILA Application

Hi sezzie Trying to get creditors to update or even listen can be extremely frustrating in call centre world. Best advice is to leave it to the Tr...

12 years ago
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RE: protection plans

A review is not a requirement unless the cost of policies etc is so unusually large that the cost is an issue. In my experience 99% of payments are f...

12 years ago
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RE: protection plans

Hi Tara Yes, pretty much. As mentioned previously, the decision on what you do and who you use, if any, is your own. Mark

12 years ago
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RE: protection plans

Hi Tara No, as she is beneficiary. In the event of anything happening, she would be entitled to any payout. Mark

12 years ago
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RE: protection plans

Hi Tara I think I'm correct, but if your husband has a policy and God forbid something was to happen, then you would be the beneficiary of the poli...

12 years ago
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RE: Another day, another bad piece of debt advice.

Hi David It's a very good point, however the buck must surely stop with the Trustee when reviewing the information/accepting the appointment. Th...

12 years ago
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RE: protection plans

Hi Tara Are you both in Trust Deeds? My generally suspicious nature tells me that they are not setting up a meeting to review the beneficiary of a...

12 years ago
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RE: Please help with Jargon & Equity query

Hi Texas0073 Probably best to request a copy which I assume will have been signed. Mark

12 years ago
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RE: protection plans

Hi Tara I suppose a review of the policies and payments is being carried out to assess if these are suitable and at the best price, although if the...

12 years ago
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RE: Please help with Jargon & Equity query

Hi Texas0073 Equity, in my experience, is the single biggest issue in Trust Deed as it is the one thing that can dramatically change the landscape ...

12 years ago
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RE: My tryst deed ends next year

Hi Timelord A good positive post, although looking at your username, time may be a different concept from your big police phonebox! Mark

12 years ago
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RE: More debt whilst in trust deed

Hi Andrea Call centres are a nightmare at the best of times, however you should persevere and hopefully you will get through to someone willing to ...

12 years ago
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RE: trust deed coming to end

Hi Matthew A lot will depend on what was agreed with the trustee at the start. I think its unlikely that anything will be returned if there is a c...

12 years ago
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RE: Need help ???

Hi welma TDA is correct and the position regarding the account should have been clarified firstly by the advisors, but also by the Trustee. The ba...

12 years ago
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