Hi Mostlyfine Keep on their backs re the Form 5. Regarding the the credit card,it will certainly be easier when the discharge is registered and if...
Hi fedup Welcome to Technical Corner. Is your internet working? That's were I always start, followed by the usual turn it off and turn it on rou...
I totally agree with your thoughts and its up to someone to challenge RBS. In theory you can have a scenario with 2 creditors RBS & BOS @ £15k each...
Hi zaffer I'm not sure I fully understand your point. An individual with debt will be subject to one or all creditors legally pursuing for that ...
I've never came across a hard quotable reason why the discharge is 12 months for sequestration. From memory, it was to lift any restrictions that seq...
I thnk TDA is correct, these forms can only be completed to the best of your knowledge, using your credit file to assist. I don't think there's any...
Hi tonyd I always say that we all work under the same legislation, regulation and guidance, however the variation in how matters are processed or d...
Hi tonyd Probably both, with the AIB being copied into the letter. These things are better when there's a hard copy as it avoids the he said/she s...
Hi tonyd At least you remain an optimist! I would hazard a guess that any legal fees will be looked on as an outlay of the Trust Deed. It may w...
Hi tonyd I totally understand where you are coming from. If you look at this logically ( there's that word again! ) they have reviewed the files...
Good luck finding a decent solicitor though! Mark
Hi ibmstyle You should be able to speak with a solicitor representing the company and you as Director, as opposed to the Trust Deed. It should be ...
Hi delpy8 Strange that it is being done on a separate basis. Easiest way is to look at total income and total expenditure and then calculate wha...
Hi ibmstyle Sometimes maybe the best idea is to turn the tables back on the argument and advise that the bank have been fully advised of the positi...
Hi ibmstyle The main reason the banks take this approach is due to potential exposure ie they allow the continued use of the accounts and somehow t...