It may seem a bit morbid, however the trustee is required to register an interest in the policy. However this is only in the event that something hap...
I think co op and Barclays are good choices for accounts, especially if you are paying for your current one. Bank accounts can be a wee bit tricky ...
Hi Porcupine This seems to be pretty common. I think the only way to stop it will be to contact the creditors ( call centre )directly to remove you...
Hi Gill Its always a wise move to gather as much information as possible as this makes it far easier to piece something together for creditors. The...
Hi Gill I think if she can provide details of the funds paid over ie bank statements etc then this would be a start. If the money has been used th...
Hi Gill1979 Very generally there are 2 action which a Trustee can raise, An Action of Reduction (Section 34) and and action against an unfair prefe...
Hi Gill1979 TDA has got it spot on. Any trustee would need to look at a number of factors to decide if this was challengeable, however this is def...
Hi Pascal12 No problem, always glad to help. Sorry it didn't work out as hoped. As TDA says, it certainly clears up the re appointment thing, a...
Hi Cap The Scottish Law Act 2011? It doesn't exist. I think this highlights my point exactly. Call centre waffle. I know its a pain, but you ...
Hi candlewick I've checked back and I think PPI was becoming an issue around 2011. We began dealing with PPI early 2012, however there were severa...
Hi Cap Insolvency firms normally have indemnities or agreements with their banks to allow for cheques to be banked in the previous name. As with...
There was something in the guidance where, in sequestration, the trustee acts for the benefit of the creditors. In a trust deed he acts for the benefi...
Hi TDA Being the saddo that I am I spent a lot of time digging about to see any kind of case law or even something vaguely similar and cannot see a...
Hi Cap I have to agree with you. The bank should never have forwarded the check knowing the the Trustee was discharged, but they will pass the buc...
Hi Cap If you check the post from Pascal12 below, his situation pretty much matches your post. Sequestration is certainly easier (but not easy)f...