Hi lab/TDA That's an interesting development, although it's obvious from the forum that obtaining credit is never an exact science. I suppose th...
Hi sarah I think anyone would be surprised at the actual cost/totals of things if we wrote them down. The key is always to look at the options a...
Hi Sarah95 Around 95% of all creditors we come across are dealt with by 2 companies. TIX and GT who make decisions on their behalf. Al long as w...
It's probably wise to ask the Trustee for a full accounting. If you ask for a copy of the Receipts & Payments, this should give you a detailed bre...
Hi Lauram I'm sure copies will be fine. Glad it's all worked out. Mark
Hi sarah95 TDA has pretty well summed it up. It is normal to fear the worst in these things, but things are very rarely how people imagine once al...
i sarah95 Don't worry, it's a very common question and the answer is no, it is very unlikely to have an effect on things. As much as I hate to s...
Hi TDA Yes, me too. The only time we would pay anything back outwith full repayment would be if there was a tax liability to part of the PPI as th...
Hi Diane By my reckoning, total funds ingathered £22,158. Total fees and outlays £16,158. Even allowing for the fee for the PPI company and norma...
Could be right. As mentioned earlier, sometimes it's a case of following the path of least resistance and hopefully it works out. Mark
Hi TDA If the old company is being wound down, they could do a change of name and this should be easier to maintain the existing account to operate...
Hi SuzieQ I suspect they carry out a credit check as a matter of course. Unfortunately there appears to be no straight line as far as bank's decis...
Hi SuzieQ Unfortunately it will be at the discretion of the bank. If there is another party involved and it's a limited company, depending on bo...
Hi Diane Before the changes in November 2013, trustees and their staff charged on a time cost basis and all fees require to be agreed by the credit...
The scary thing is they they send millions of these emails out and if even a very small percentage respond, it can be very lucrative. Some of the s...