Hi john71 I think both of the above are correct as creditors agreed the proposal based on the total payments to be paid, so the offer should be the...
This happens a lot and at various stages of the trust deed. As TDA says, it has no effect on you or the trust deed as the company effectively step int...
RBS seem to be the main culprits in this as they offset against debts. I think there were posts earlier on the subject and we have numerous cases w...
Hi Paul It's amazing how many time we here that. It happens a lot in trading cases as well, when company director begin to borrow personally to ...
Hi iwant2befree The post above covered the main point I think. Sometimes the options are limited and it's a case of looking to see what the best so...
Ho monkeygg Please keep us posted. If the payment is received after your Trustee's discharge then it certainly appears as though you are entitled ...
Hi monkeygg If you check the Register of Insolvencies, it will show your discharge, but it will also show if the Trustee has been discharged. Ma...
Hi monkeygg There have been a few posts similar to this on the forum. The key thing is that the Trustee is also discharged, if not then any paymen...
I've always thought that credit scores are a bit of a bit and miss. In an ideal world the information drops off your credit file after year 6, howe...
Hi Baller1 That's good to hear. There seems to be an assumption that banks will close down most accounts and we'ver certainly witnessed this on th...
I think the issue is the bank finding out! Before the November changes, I know some banks checked the Edinburgh Gazette and cross checked against a...
Hi MostlyFine That's great news. There is a process to closing the cases down completely, checking payments, agreed claims etc. Hopefully this c...
Just realised I called it you Lloyds account rather than your TSB account. Old habits... Mark
Hi iwant2befree Welcome to the forum. There is always the likelihood that banks will freeze accounts no matter what bank it is. There are a couple ...
Well done MostlyFine. Hopefully they can finalise things and work towards an early closure. Mark