Taking account of the £3k rule, I'd be surprised iof there was any inmterest in the car. In addition, there was finance against this, so I'm not sure...
Hi colski Don't worry, it the fear of the unknown thats the killer. Even allowing for the transfer of the Trust deed to APEX, the agreement at the...
Hi Haggis No problem, always glad to help. You should advise your trustee of the time limit and ask when the circular was sent. At lweast that ...
That's interesting, although I'm not sure any firms contact creditors and ask for the files to be marked as satisfied once completed. The normal pr...
Does that mean the loan is registered with the credit agencies or the credit union just check the credit file? Mark
Hi Haggis Good luck and I sincerely hope it all works outs. The normal process would be to circularise creditors and then they are given 14 days...
I'm not aware of any Trust Deed cases where the property has been excluded formally either in our own or with any other firm. Like a lot of things, i...
Hi colski Don't worry it just means that there was no exclusion of the property under the Trust Deed. The Trustee can make a proposal to creditors...
Thanks TDA Good point, but it goes to show that credit scoring is not an exact science and like everything else the information at one end depends ...
Thats the first time I've heard of a credit agency willing to assist if they creditor does not update their files. Good on them. Mark
Hi Bizmuth If it was June 2008 then it would be processed under the 2008 regulations which certainly made the discharge easier and allowed for you ...
I think it is all about balance. The Trustee has to maintain a balance between the obligations of the individual and also those of the creditors and ...
Hi ayrlad From your posts, if the Trustee is discharged then mortgage company can repossess the property and the Trustee is discharged will have no...
Hi john71 I dont think offering more will have any effect on things and certainly wont speed things up. If you are able to, then best idea would b...
Hi ayrlad If your trustee seeks and receives his discharge, it puts you back in the position you were in before you signed the Trust Deed. Credi...