Mark McFadyen
Mark McFadyen
@mark-mcfadyen
Famed Member
Joined: Feb 6, 2009
Topics: 60 / Replies: 4737
Reply
RE: Mortgage 5 years after PTD Discharged

Slightly off topic(ish) but watching news on properties in London and surrounding areas with mortgages at 22 times combined salaries. How exactly does...

12 years ago
Reply
RE: Property Maintenance

Hi Domino99 Aarggh! The dreaded tradesmen quotes! You are right though as this will at least back up the actual cost of repair. Hopefully it al...

12 years ago
Reply
RE: Vanquis

That's an interesting point. I suppose we only really see things up to the point of closure, although in 25+ years I have only came across 2 or 3 cas...

12 years ago
Reply
RE: Finished myTrust Deed- and selling my house

Hi Daisy Mey If you have agreed a figure for equity and this has been repaid in full then it is likely that the Trustee will have no interest in an...

12 years ago
Reply
RE: Vanquis

Wouldn't it be great if credit files/scores worked in a far more simple fashion. As TDA says above, even with a good or decent credit score you do no...

12 years ago
Reply
RE: Property Maintenance

Hi Domino99 As above, I would expect that any payment could be used for the repairs rather than the Trustee seeking to take this. Unfortunately ...

12 years ago
Reply
RE: IPA timescale

If an offer of composition has been proposed and agreed, then that is that offer which should be paid regardless of any change in fees. It's an inc...

12 years ago
Reply
RE: Minimum monthly payment into a trust deed

Hi Pinkveggie There is no set minimun as mentioned above as it would need to be calculated based on income and expenditure, level of debt and what ...

12 years ago
Reply
RE: Selling house

Hi FF36 No problem. Hopefully the Trustee will be able to assist on Monday and you can get the ball rolling. Mark

12 years ago
Reply
RE: Selling house

Hi FF36 There's no real reason to advise the Estate Agents of the Trust Deed, although the solicitor would need to be advised. If you are gettin...

12 years ago
Reply
RE: Selling house

Hi FF36 This is something you should probably run past the trustee as they will have the final say. There's nothing to stop you beginning the pr...

12 years ago
Reply
RE: kids and TD

Hi Cal No, your credit file relates only to you and should have no effect on your son. Mark

12 years ago
Reply
RE: TRUST DEED OPTIONS...Ex in house with kids

Hi TDA The trustee can always use discretion on these things. In one scenario the creditors get £15k, however in the other they get £25k. The di...

12 years ago
Reply
RE: Nursery bill

Glad it's worked out nemo1. Sometimes the forum can only offer guidance on things, but the final decision will always lie with the Trustee. Mark

12 years ago
Reply
RE: Continuing paying debt after signing a trust deed

Hi dmcd66 Let us know how you get on. As mentioned previously, you seem to be suffering for something your trustee should have dealt with. Ma...

12 years ago
Page 46 / 320