Hi sweetcaroline Well done on reaching the end and getting your Form 5. As TDA says, probably best to leave it for a few weeks and then check yo...
TDA is correct. A number of PPI cases can complete in months, however a similar amount will be delayed due to the bank or if matters are passed to th...
Hi juliet I'm not sure why they have told you this as it's wrong. You are discharged automatically after one year, however the trustee needs to ...
Hi Nuttabean I'm not sure what is meant by 'would apply to the AIB to have my release noted and form 5 issued' The normal process id for the Trust...
Hi TDA Yes, with the new BAD Act and other forms of recovery, this will be an option for creditors. Although you would need to own a property for ...
Hi Mark Very generally the answer is no. If the property has been transferred as described then they cannot attach the debt to this. There's a ...
PS You have the same name as the former singer of Talk Talk ( The band not the telephone guys) Only reason I mention it is that I have the original Ja...
Hi Mark No problem. Always glad to help. Mark
This seems to be an ongoing issue with RBS and we had one completed Trust Deed where both the individual and the Trustee was discharged and they recei...
Hi Mark I posted a slightly expanded version of the posts on the forum with the kind help of TDA at (Link Amended 2020: It gives an overview o...
Hi JJDecay TDA is correct. In all trust deeds, creditors are required to submit claims with supporting paperwork. On receipt, the trustee will adju...
Hi Snowball Most firms have standard faxes to fit most occasions, so best leave it to the Trustee. Shouldn't be any problem though. Mark
Hi Jinty Yes, looks like 1 payment, but need to check equity position as well. Probably best call the office. Mark
Hi Snowball No, the bank have no rights to the money. Normally a fax from the Trustee advising that they have no interest in the funds should allo...
Hi mark That's the million dollar question. The main costs in not using the court are the solicitors and advertising which alone can easily be aro...