Hi tallpaul If you look at the process, the 5 weeks starts from the date of the ROI notice and therefore, as you say, the 35 days have passed. Fol...
Hi Nemo1 It may be a rant, but it's certainly an understandable one. I think the issue is probably worse as we approach the Festive period and t...
Ah! that explains the username. Always curious on the origins of usernames. Glad you have taken the 1st step and I'm sure it will all work out. O...
Hi andantelargo Your creditors are all standard creditors to be honest. If you were looking at the Trust Deed as an option, then there would be a ...
Hi Blair If household income consists of benefits only, then no. However if this forms part of general household income then it should be used in ...
Looking through the post & the advice given, it does seem you were given 'call centre' advice, where effectively you are being sold something which is...
Hi Lightbodyae55 Firstly you should not make any payment for 'setting up' a trust deed and secondly the trust deed is not an option for you both as...
Hi Kevin That was spooky, our 1st paragraphs are almost identical. Mark
Hi Lightbodyae55 I've never heard of GMHB to be honest, although I'm aware of Knightsbridge who I think are based in Manchester. I'm sure someon...
Hi Musselburgh1 This is something you will need to run past your trustee I'm afraid as there is no set rule. Personally as long as the monthly ded...
Hi Idizun That's good news that the discharge has at least been processed and registered. If you've been formally discharged, there's little for y...
Hi dev00100 The figure is probably about average to be honest. Even as a ball park figure it gives a good starting point. It's always best to loo...
Hi TDA Another point to add ( sorry) is that a successful PPI claim against RBS will result in RBS offsetting the payment against any debt in the t...
Hi Idizun It's a pity this is only being looked at just now, once you've reached the end. Most PPI investigations take account of the debts with...
Hi dev00100 Just to add to the posts above, there is no upper limit as such, although certain criteria would need to be met for the vast majority o...