Hi k13vnr1981 It is always about striking a balance. Creditors will only see the joint income as a way of supporting both joint expenses and your w...
No, it is only to look at options. Beware of anyone who looks at only one option as you should always make the final decision. Any meeting will hav...
Hi k13vnr1981 The advice given over the phone is nonsense and sound like the usual sales advice. It is difficult to assess any level of contribu...
Hi k13vnr1981 All firms are required to use the MAT form in a trust deed proposal. Generally when you input details of the number of adults, child...
Hi Hoopy that's a really good post. The forum is a good mixture of people who deal with Trust Deeds on a day to day basis, but also and just as im...
Hi k13vnr1981 As TDA mentioned above, there will be no interest in the property if this was and is held in your wife's name. It's a slightly unu...
Hi COOLCRAIG1975 Sorry, just saw your last post. Well done and a nice start to 2015. Mark
Hi dlareg32 I think whatever way you look at it, it will be extremely difficult to raise equity at that level and as TDA says, the time period will...
Hi gor.fow This is actually more common than you think. The main issue is that the Trustee would need to sign the disposition on behalf of the per...
Unfortunately this is something only the Trustee can deal with. I would guess that due to the change from full time employment to college being vol...
I spoke with someone today who thinks things are changing (slowly)although he was more referring to secured loans as opposed to remortgages. It was i...
Hi bsmith1986 I meant to say that the Trustee is required to submit Form 7 to the AIB immediately after he has been discharged after the 14 days. ...
Hi worriedme As TDA says, it is always best to contact the Trustee for confirmation before cancelling, although this can sometimes be a pain if you...
Hi Bsmith1986 Form 6 is the Trustee requesting his discharge from creditors and this takes place 14 days later. So both you & the Trustee should...
Hi Jawigr05 A more detailed income and expenditure would probably point you in the right direction. The great unknown is always the worst thing as...