It's another one of those areas where guidance is provided, but still not 100% clear. The new guidance states that there is irregular overtime or bon...
Hi JJEC2623 Welcome to the forum. In answer tyo your questions, the Trust Deed comes off your credit files 6 years from when it starts, so hopef...
Hi poprey TDA is correct. Most firms will copy and return original documents. I don't think there's anything to worry about. Mark
I'd be surprised if they had any information on people in DAS and they are probably on a fishing expedition where probably one in 10+ calls actually g...
I can certainly appreciate littlemo's thoughts and concerns and to an extend agree. The position with scratch cards etc could not arise as the asse...
Hi TDA My thoughts exactly. If the rules were at least flexible, then the the people dealing with the cases could make a judgement call on based o...
I'm not sue that I can agree with the scenario of fixed salary against overtime/bonus, as both are on a fixed salary! It's just that one has an option...
Hi ducky1978 I don't think it would be an issue if you had not been discharged, however it certainly won't be an issue if you are discharged. Ma...
I would have thought that the joint account had little to do with the entitlement as this relates only to where the payment ended up. The key factor ...
Hi Starry Eyed It's an interesting one. A creditor or debtor can object, however this would require to be within 2 weeks before the end of an acco...
Hi gresgow It normally takes a few days to update the ROI after they receive Form 5, but I'm sure it will show shortly. Glad it all worked out i...
Hi sandie72 It will all depend if your Trustee has been discharged. Do you know if they have been discharged also? Mark
Hi Linda Mac Sending it to the Trustee is a fairly normal process as this absolves HMRC from any issues of who is entitled to the money. Similar t...
Hi iwant2befree I think TDA is correct. The majority of firms will only contact you post review if there is likely to be a change in contribution....
Hi bc1979 The Trustee will have a notice of inhibition which would prevent any sale, however there is a requirement to have this discharged before ...