Hi CIF It will be interesting to see how you get on should you decide to apply. I'm not sure I remember anyone applying for one or being asked to ...
Hi Tech1982 That's easily the best topic heading this year! As mentioned above, any change will probably depend on your existing arrangements. I...
Hi sigario No problem, always glad to help with these things. Now the hard part is keeping on their back to make sure they follow through. If y...
I don't think there would ever be an ocassion where they would seek the full amount, however as you say it's maybe pointless if you're looking to sett...
It's probably a bit on the early side, but I was wondering if there was any results on the credit repair thing from a few weeks back. Mark
Hi poprey Unforetunately I don't think it will work like this. if you work overtime, your trustee will seek a portion of this. I know a number of...
Hi Brido Just to clarify from your initial post, you had debts of £1,100 & an insolvency firm advised you to sign a trust deed where initially you ...
Hi Kerry9309 TDA is correct as a trust deed would not be accepted where the payments made over the 48 months are sufficient to repay the debt in fu...
No probs sigario Looking at some of the advice and information people have received over the years, it's sometimes simpler to ask the question and ...
Hi SkintMink What a great post, although probably not so great at the time. It's a very good point you make concerning employment as there are f...
Hi Sigario I do sometimes wonder if they are getting mixed up with the different regulations when I hear responses like this. You should ask in ter...
Hi GRUSHFORD I meant to add that in the worst case scenario, the courts will take account a number of factors before making a decision, although th...
I don't have the legislation at hand, however I'm sure I remember reading about sequestration and Trust Deed having the effect of decree and therefore...
Hi hajxel My advice to everyone is always refer matters to the Trustee to deal with. Due to the timescales involved it can sometimes take a couple...
Hi nursie I think it will be extremely difficult if not impossible obtaining a mortgage while you are both still in the trust deed. It will also be...