Mark McFadyen
Mark McFadyen
@mark-mcfadyen
Famed Member
Joined: Feb 6, 2009
Topics: 60 / Replies: 4737
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RE: TRUST DEED AND INHERITANCE

Hi worried1 The answer could get a wee bit complicated. Generally, there are 4 possibilities: The Trustee would have no authority to foce the sa...

10 years ago
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RE: PPI nightmare

Hi needsmust As mmentioned before, there is an obligation for Trustees to puruse for PPI, however from a number of other posts on the forum, it app...

10 years ago
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RE: Trustee

Hi gresgow I'm surprised at this approach by your trustee. The normal process I would think, should you lose your job, would be to suspend payme...

10 years ago
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RE: AIB register

Hi Mary It should take a week or so. Probably best to check with the AIB or your Trustee. Mark

10 years ago
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RE: Sequestration - query

On the subject of the new forms, you'll require either several pens if doing it manually or unlimited broadband if doing it online! Mark

10 years ago
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RE: Sequestration - query

Hi NES The problem all trustees will have is having sufficient information to pursue these. In my experience the cost of pursuing these usually out...

10 years ago
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RE: Unsecured loan

Hi poprey I think only your trustee will be able to confirm the position with equity, although the matter should have been discussed and agreed at ...

10 years ago
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RE: Sequestration - query

Hi NES Yes that is correct as any potential claim would cease on the discharge, though that the new regs extends the period for the full 48 months ...

10 years ago
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RE: Paying equity & discharge

Hi Domino99 To add my tuppence worth, I suspect you have been given the wrong informmation by your Trustee's firm. The Trustee has agreed a figure...

10 years ago
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RE: joint debts

Hi poprey It's probably one of the main things which can massively alter a Trust Deed's calculations. Because both parties are jointly and several...

10 years ago
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RE: Bank Account

Hi poprey TDA is correct. Your trustee has the authority to obtain this information if required, however this would only be used I guess if you fai...

10 years ago
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RE: Have I been discharged but never told?

This doesn't make any sense to be honest. You signed a trust deed in 2011 and it was not registered as protected until a year later. You were discha...

10 years ago
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RE: Discharge timeframe

Hi Redguard It's always worth asking the question and see if they can issue Form 5 and then deal with creditors etc. The process itself ( Form 5 )...

10 years ago
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RE: Trust deed and bankruptcy statistics

I think there was a post earlier on this and something as simple as watching TV adverts demonstrates that there is more lending out there than previou...

10 years ago
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RE: Discharge timeframe

Hi Redguard Some firms appear to process the Form 5 along with the Form 6 ( Trustee's discharge) In reality, if all payments have been made by y...

10 years ago
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