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I was also told that lenders view Trust Deeds the same as IVAs and Bankruptcies and I thought this wasn't the case as then we wouldn't have picked to ...

Thanks for such a quick reply Kevin! I wish I had been in a better financial situation a few years ago but luckily now trying to make up for it but ...

The only saving grace is the support of this forum and the fantastic advisors on it. I went with a reputable company with 5 star reviews and still ...

Thank you for sharing your stories too. I am half way through mine but the anxiety and stress of it all makes me feel awful. I also feel I have ...

Hello there, Many thanks for sharing your story. I can empathise and only agree - do your research before signing! I was in my own place of d...

Thank you. Do you think I should ask my employer thr impact of my TD on the work credit card and car insurance? I just don't want to be seen as ...

Thank you very much for your response. That makes sense and reassuring to hear but do you think I need to mention TD to employer to be on the safe ...

Hello! Thank you very much for your input and reassuring response. It's nice to know that someone out there can get through this without being remi...

Hello both, Thank you for your replies and for your reassurance on matters related to having a TD. I guess I just want to get to the point it fa...

Hello both, Thank you for your replies and advice. I work in Higher Education so not a profession-based job. Checked my handbook and terms and...